Rate of Interest on Loans

Rate of Interest on Loans Rate % p.a.
Housing Loans Floating @ 11.50% p.a. onwards*
Fixed @ 18% p.a. onwards*
Non-Housing Loans 17% p.a. onwards*
* Terms & Conditions applied
Current RPLR is 11.5%

Fees and Charges

Name of Fees and Charges When Payable Amount in Rupees
Processing Fee On Receiving Sanction Letter 1.75% - 3.5% of Sanction amount
Document Fee On Receiving Sanction Letter Rs. 500
Delayed Payment Charges On Delayed instalments 24% p.a. on the instalment due
Cheque Bounce charges On Cheque Dishonour Rs. 500
Document Retrieval Charges On Request Rs. 500
Cheque Cancellation & re-issue charges On occurrence Rs. 500
DD/ Pay order issuance charges On occurrence Rs. 150
Reissuance of amortization schedule On Request Rs. 100
Reissuance of Statement of Account On Request Rs. 250
Final Pre-closure statement charges On Request Rs. 250
Duplicate No objection certificate On Request Rs. 100